Nearly every American community has been shaped by historic racial/ethnic segregation resulting from overt discrimination in the real estate, lending, and development industries (“redlining”). These preexisting patterns have been shown to be critical predictors of both damage and recovery, since they influence not just hazard exposure, but also both physical and social vulnerability. Van Zandt will show how this structural racism has been manifested over many decades in communities’ land development patterns, infrastructure investment, and overall maintenance, which has led to disparities in damage, which in turn exacerbate inequities in recovery. Over time, these forces—originating with racial discrimination dating back to the 1930s and 40s—appear to contribute to the permanent displacement of more vulnerable residents and redevelopment of previously affordable housing into less affordable housing types, favoring affluent stakeholders but limiting the availability of much-needed housing.